Updated Aug 30, 2026
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Norwood Financial Corp board authorizes 550,000-share buyback, superseding 2021 plan

HONESDALE, Aug. 28. Norwood Financial Corp's board of directors adopted a new stock repurchase program authorizing the company to buy back up to 550,000 shares of its common stock, the company disclosed in an 8-K filed Thursday. The authorization represents approximately 5% of Norwood Financial's shares issued and outstanding. It replaces and supersedes the repurchase plan the Honesdale, Pennsylvania bank holding company had authorized in 2021.

By Rafael Okonkwo2 min readNWFL
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Key takeaways

  • Norwood Financial Corp's board authorized a new program to repurchase up to 550,000 shares of common stock, disclosed in an 8-K filed Thursday, Aug. 28.
  • The 550,000-share authorization represents approximately 5% of Norwood Financial's issued and outstanding shares.
  • The new program replaces and supersedes the repurchase plan the company had authorized in 2021.
  • Buybacks may be made through open market or private transactions, block trades, and Rule 10b5-1 trading plans, at management's discretion with no obligation to purchase any particular number of shares.
  • Norwood Financial, parent of Wayne Bank, reported total assets of $2.9 billion and operates 33 community offices across Pennsylvania and New York.

HONESDALE, Aug. 28. Norwood Financial Corp's board of directors adopted a new stock repurchase program authorizing the company to buy back up to 550,000 shares of its common stock, the company disclosed in an 8-K filed Thursday. The authorization represents approximately 5% of Norwood Financial's shares issued and outstanding. It replaces and supersedes the repurchase plan the Honesdale, Pennsylvania bank holding company had authorized in 2021.

Norwood Financial (Nasdaq: NWFL), the parent of Wayne Bank, may execute buybacks through open market or private transactions and through block trades. Purchases may also be made pursuant to a trading plan adopted in compliance with Rule 10b5-1 of the Securities and Exchange Commission. Any open market purchases will conform to the limitations imposed by Rule 10b-18.

The company said repurchases will be made at management's discretion, at prices management considers attractive and in the best interests of both the company and its stockholders. A set of conditions named in the filing will govern the timing and volume of activity: availability of stock, general market conditions, the trading price of the stock, alternative uses for capital, and the company's financial performance. Liquidity, the cost of repurchasing shares, and the availability of alternative investment opportunities were separately cited as factors that may also affect the timing and amount of purchases.

The program carries no obligation to purchase any particular number of shares, the release shows. Management may suspend, terminate, or modify the plan at any time.

Norwood Financial operates through its subsidiary Wayne Bank, which maintains 33 community offices in Wayne, Pike, Monroe, Lackawanna, Luzerne, Chester, Cumberland, and Lancaster Counties in Pennsylvania, and in Delaware, Sullivan, Otsego, Ontario, and Yates Counties in New York. The company reported total assets of $2.9 billion. John M. McCaffery, Executive Vice President and Chief Financial Officer, is listed as the contact for further information on the filing.

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Frequently asked

How many shares can Norwood Financial buy back under the new program?

The board authorized repurchases of up to 550,000 shares, roughly 5% of the company's issued and outstanding shares.

What happens to the company's previous buyback plan?

The new program replaces and supersedes the repurchase plan Norwood Financial authorized in 2021.

Is Norwood Financial obligated to complete the buybacks?

No, the program carries no obligation to purchase any particular number of shares, and management may suspend, terminate, or modify the plan at any time.

How will the repurchases be carried out?

Buybacks may be executed through open market or private transactions and block trades, including under a Rule 10b5-1 trading plan, with open market purchases conforming to Rule 10b-18.

Who is Wayne Bank and where does it operate?

Wayne Bank is Norwood Financial's subsidiary, operating 33 community offices across several counties in Pennsylvania and New York, with the company reporting total assets of $2.9 billion.