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Tether's Profit Engine: Reserve Yield on USDT Issuance Drives the Business

6/22/2026

Tether generates its revenue by collecting interest on the assets it holds to back USDT, the world's largest stablecoin.

The mechanism is straightforward: when USDT is minted, Tether takes in dollars or equivalent assets and deploys the bulk of those reserves into short-term U.S. Treasury bills and other low-risk instruments.

The yield on those holdings, not fees on transactions, is the core of the company's business model.

How Reserve Deployment Works Each time a new USDT token enters circulation, Tether receives a corresponding dollar-denominated deposit.

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