Updated Aug 3, 2026
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IRS warns crypto holders of fake letter scheme aimed at stealing digital assets

WASHINGTON, Aug. 3. The Internal Revenue Service is warning cryptocurrency holders that fraudsters are sending counterfeit agency letters in an attempt to steal digital assets or personal data, Bloomberg reported. The scheme targets a group that has grown more familiar with genuine IRS correspondence, as the agency requires taxpayers to disclose cryptocurrency activity on their returns.

By Yuki Tanaka2 min read
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Key takeaways

  • The IRS is warning cryptocurrency holders that fraudsters are sending counterfeit IRS letters to steal digital assets or personal data, as reported by Bloomberg.
  • The scheme targets crypto holders who have grown accustomed to genuine IRS correspondence because the agency requires disclosure of digital asset activity on tax returns.
  • The fake letters aim at two distinct outcomes: outright theft of digital assets and theft of the personal or account data needed to access them.
  • The IRS's disclosure requirement has brought more crypto holders into routine correspondence with the agency than in prior years, widening the pool the scam can exploit.
  • The fraudulent campaign appears to be a direct response to holders' increased familiarity with legitimate IRS crypto-related mail.

WASHINGTON, Aug. 3. The Internal Revenue Service is warning cryptocurrency holders that fraudsters are sending counterfeit agency letters in an attempt to steal digital assets or personal data, Bloomberg reported. The scheme targets a group that has grown more familiar with genuine IRS correspondence, as the agency requires taxpayers to disclose cryptocurrency activity on their returns.

Fraudsters exploit a shift in IRS-to-holder contact

IRS contact with crypto holders has increased in recent years. The agency requires taxpayers to disclose digital asset activity, and that mandate has produced a steady stream of official correspondence that recipients have come to expect. Scammers are sending fake letters that mimic that pattern.

The IRS warning, as reported by Bloomberg, names both digital assets and personal data as the intended targets. The counterfeit notices appear designed to extract one or both.

Why the timing creates risk

A crypto holder who has already received legitimate IRS letters on disclosure matters is less likely to flag an additional one as suspicious. The familiarity works in the fraudster's favor. The IRS warning covers two distinct outcomes: outright theft of digital assets and theft of the personal or account data needed to access them, which suggests the fake letters may not take a single uniform form.

The agency's disclosure requirement has brought more crypto holders into routine correspondence with the IRS than in prior years, Bloomberg noted. That expanded contact changes the threat environment. When a large pool of holders already expects IRS mail on crypto, a counterfeit letter has a wider field to work in. The fraudulent campaign appears to be a direct response to that shift: familiarity, in this case, is what the scheme depends on.

Frequently asked

Who is being targeted by this scam?

Cryptocurrency holders who have become familiar with genuine IRS correspondence due to the agency's requirement to disclose digital asset activity on tax returns.

What are the fraudsters trying to steal?

The counterfeit letters are designed to steal digital assets, personal or account data, or both.

Why does the timing make this scheme more dangerous?

Crypto holders who have already received legitimate IRS letters are less likely to flag an additional one as suspicious, so the familiarity works in the fraudster's favor.

Why has IRS contact with crypto holders increased?

The IRS requires taxpayers to disclose digital asset activity, which has produced a steady stream of official correspondence that recipients now expect.