InstaMortgage reports 91,470 dollars in net income for fiscal year 2025

InstaMortgage, Inc. filed audited consolidated financial statements for the year ended December 31, 2025, reporting a net income of 91,470 dollars. The San Jose, California-based company disclosed that total revenues for the period amounted to 7,262,815 dollars, primarily derived from loan origination income. These figures were presented in an 8-K/A filing to the Securities and Exchange Commission, accompanied by an independent auditor's report from FM Financial Services LLC.

The audit opinion, signed by FM Financial Services LLC of Sugar Land, Texas on March 2, 2026, stated that the financial statements present fairly, in all material respects, the financial position of InstaMortgage as of December 31, 2025. The auditor confirmed that the audit was conducted in accordance with auditing standards generally accepted in the United States of America. The report noted that management is responsible for the preparation of these statements and for evaluating whether conditions exist that raise substantial doubt about the company's ability to continue as a going concern. No such substantial doubt was indicated in the provided opinion text.

InstaMortgage's balance sheet as of December 31, 2025, showed total assets of 11,372,427 dollars. The largest asset category was loans held for sale at fair value. On the liability side, total current liabilities were reported. Total stockholder's equity was reported at 1,268,856 dollars.

The statement of income detailed a gross profit of 5,273,597 dollars after deducting cost of revenues of 1,989,218 dollars from total revenues. Operational expenses totaled 5,224,048 dollars for the year. The largest single expense item was payroll expenses at 3,620,289 dollars. Other significant operational costs included branch expenses of 745,450 dollars and occupancy expense of 162,346 dollars. After accounting for taxes and other income of 41,921 dollars, the company recorded a pre-tax income of 49,549 dollars before arriving at the final net income figure.

Cash flow activities for the year ended December 31, 2025, reflected net cash flows from operating and financing activities. Financing activities included repayments of warehouse lines-of-credit and changes in additional paid-in capital.