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Treasury guidance would allow pre-tax payroll contributions to Trump Accounts

8/11/2026

Department of Treasury issued guidance that could allow parents to make pre-tax contributions to a child's Trump Account directly from their paycheck, the department said.

Employers could match those contributions, the guidance states.

What the guidance establishes The Treasury Department's release describes a payroll-deduction path through which a parent's contribution would be taken before federal taxes apply.

That pre-tax treatment lowers the worker's taxable income for the pay period in which the deduction is recorded. Employers, according to the guidance, could add matching funds alongside a parent's contribution.

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