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DeFi projects that survived 2022 are shutting down in 2026, analysts say

7/28/2026

Decentralized finance projects that outlasted the Terra and FTX collapses of 2022 are going dark in 2026, according to analysts. The trend is not industry consolidation, analysts said.

The dynamic runs in the opposite direction.

What surviving 2022 was supposed to mean The Terra and FTX failures in 2022 were severe stress tests for decentralized finance, an ecosystem of blockchain-based lending, trading, and yield protocols that run without traditional financial intermediaries.

Projects that held through both events were broadly read as durable: if a protocol could stay solvent and functional during the worst year in recent crypto history, the argument went, it had something real underneath it.

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